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First thing I do when I have an "ooopsie" is look around to see if anyone was watching.....
I agree and have been seriously looking at ICF. It is not popular in my market but I think it has huge potentialWorking on getting my workshop and bigger garage built now that construction season has started. Looking at the numbers it's less expensive psf to do concrete walls than stick frame now.
Change of plan- keep going up on the stem walls until I run out of form panels.