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KW updates

DMiller

Senior Member
Joined
Feb 21, 2010
Messages
19,295
Location
Hermann, Missouri
Occupation
Cheap "old" Geezer
Looks as though may be ending the KW process. Insurance has dealt us a death knell where something has to go. Down $5k currently, likely another $2-3 in the next weeks to months where I will not ever get any enjoyment from my labors.

Will be sold and walking away from any prospects of RSH or any other retiree plans, hands going to sleep, neck is falling apart, eye work was just the beginning for around $10 gr of expenses we cannot handle right now. Time Is not on our side.
 

Truck Shop

Senior Member
Joined
Dec 7, 2015
Messages
25,398
Location
WWW.
Dave--The main reason I got rid of My Last One was I noticed my health was taking a turn at that time.
I got to thinking what would my wife do if I wasn't there anymore. I couldn't see her trying to sell
something she really knew little about, just the up keep alone wouldn't happen. Then it would start
degrading and worth even less. The insurance wasn't that much for what I was doing with it. But it
would be a ball and chain for her. So the best thing was to look at it as something I built and finished
and move on. Yes I didn't like seeing it go but in the end it was the best thing. It's hard I know to let
go of something you worked so hard on and had plans for. It's a very tough situation.
 

Camshawn

Senior Member
Joined
Jan 25, 2017
Messages
879
Location
Langley BC
Occupation
retired
We too have been having to juggle a little with the finances. $1800 for the wife’s eye and more to come for the other one. Car insurance, grocery store,home insurance in another month, it all seems to cost more than last year. Went out for a pizza and beer this week, beer was $7 for 12 oz. Not even a full pint. Cam
 

DMiller

Senior Member
Joined
Feb 21, 2010
Messages
19,295
Location
Hermann, Missouri
Occupation
Cheap "old" Geezer
Juggling was getting tougher, would just get to reset and have another $gr or two drop in unexpectedly for expenses, started last summer and began to expand monthly. End of year last year was toughest as saw so much expense for health related and most due as to beating self on the KW so hard to get it ready.
Then the kicker, wife explained she was just being receptive to the ideas in pacifying me expecting it to just go away where when completed told me had no intentions. Drop kicked in the nuts. Her expectations were to sell the farm around the house and stay here debt free, gave her the math as to that not ever working out made her mad, then she tried to do the math as well and figured she could not do it by herself, opened her eyes.

Neck will be nastiest expense believe or not, spoke to a insurer rep yesterday where been chewing on that, they will cover the injection coming up, will NOT cover another surgery as to a third implant, would cover for fusion but not implant. Then found the company is losing In Network providers most likely due to low payback values. Almost everything needing done is Out of Pocket or noted as ‘Elective’ meaning they just found excuse to not pay. With history would become less viable to change insurers as premiums would sky rocket. Back to rock and hard place.
Exploring options, truck may already be sold just not confirmed. Large tooling as mill, lathe, welders are next up as will begin to clear shop out along with farm equipment being moved to Nephew at Salem MO. Told him run it out as can and use it up. All written off against farm taxes. Last up farm, move wife into little place minimal maintenance, she stated all she wants is to sit and watch TV so will get what she wants, hope she understands where that is a dead end as not challenging her ideals or plans or where they take her further. Her Dad tried that, failed, sat down for a year and could not recover. All her current co workers stated same as to non functional but has become determined she can Make it work, so be it.
Last up, the other side of coin. Me

Likely be ridding myself of all my excess stuff over next couple years, get down to a pickup truck and the small trailer with the Harley, vagabond awhile, get on bike while can and run, make best of time as have left. Visit extended family across the States as had planned just alone, resettle as a permanent setting to near my younger brother and his kids for the final chapter outside of Cape Girardeau MO.

Been fighting with this for awhile, time to throw in the towel, admit defeat.
 
Last edited:

DMiller

Senior Member
Joined
Feb 21, 2010
Messages
19,295
Location
Hermann, Missouri
Occupation
Cheap "old" Geezer
Will recover some cash, investment is a loss. Two years of time and effort basically scoffed off as never wanted.
 

Mobiltech

Senior Member
Joined
Jan 14, 2014
Messages
2,052
Location
Sask.
Occupation
Self employed Heavy duty mechanic
This brings up so many issues that we all face. Head down work hard share a retirement dream with your spouse! It is always good to have a dream but just make sure you are enjoying your time right now !
 

DMiller

Senior Member
Joined
Feb 21, 2010
Messages
19,295
Location
Hermann, Missouri
Occupation
Cheap "old" Geezer
She really believes she can sit on the couch next few years then live out a Dream Vacation life. Sad, becoming sadder.
 

colson04

Senior Member
Joined
Apr 11, 2016
Messages
2,898
Location
Delton, Michigan
She really believes she can sit on the couch next few years then live out a Dream Vacation life. Sad, becoming sadder.

My mother does that daily. Sits on the couch, watches TV. Plays time killer games on her electronics, has zero ambition beyond that in life. She works, but if she could stay home sleep and watch TV, she would.

Sorry to hear about your troubles Dave. I'd be on the bike and on the road too if sitting and watching TV was my only other option.
 

56wrench

Senior Member
Joined
Dec 4, 2016
Messages
2,492
Location
alberta
An all too-familiar story. Just get to where you want to be and our old bodies let us down. That saying ‘youth is wasted on the young’ is entirely true. The ‘golden years’ suck. In another month we will be moving about 5 hours south-east. This summer will be spent moving all my treasures. The acreage didn’t come with any scrap iron so i have to bring my own:(. I estimate about 30 trips total by the time we’re completely moved and then major yard work on the ‘new’ place and then build an attached(or maybe detached) garage on the house. Then, gut and renovate the existing arch-rib shop, hopefully before next winter. I think my coffee intake is going to have to increase to get it all done:rolleyes:
 

DMiller

Senior Member
Joined
Feb 21, 2010
Messages
19,295
Location
Hermann, Missouri
Occupation
Cheap "old" Geezer
Wish I had someone that really felt as to sharing desires and being a component of Living, getting worse daily. Will not miss the wagon, will miss the time I wasted assembling that to a design I thought was shared. Fat Allis is someone else's project now, was killing me!! Will end up around Family down by Cape Girardeau. Brother, his Ex wife(Are still friends along with her current Hubs) and kids with Grand Nieces/Nephews.
 

DMiller

Senior Member
Joined
Feb 21, 2010
Messages
19,295
Location
Hermann, Missouri
Occupation
Cheap "old" Geezer
My mother does that daily. Sits on the couch, watches TV. Plays time killer games on her electronics, has zero ambition beyond that in life. She works, but if she could stay home sleep and watch TV, she would.

Sorry to hear about your troubles Dave. I'd be on the bike and on the road too if sitting and watching TV was my only other option.

I try to remain cognitive by exercising the remaining brain cells here and in the shop I have, she dribbles away more every week where was watching SOLO on streaming last night, thought never saw it, explained watched it when my Cousin was here two years ago June, argued that then looked up the date released and texted Courtney, Then OH Yeah shook her up. See a TV show passing by the LR, ask her why watching SSDD and 'less than two weeks since last saw', did not remember, told her scene by scene for fifteen minutes what happens next, made her mad. Really suspect driving herself into Dementia or Alzheimer's with the one eyed brain burner.

When I move will still have a PC of some form, may replace phone with a Flip Style again, are still available just have to order, only Need as a Phone. I regret not having the simpler life grew up in. Those 'Eat it as All will get' dinners, the inevitable riding bikes all over the county even when got a Mcycle license. Two cars for us, Mom worked too, walked or rode bike to school a lot of the time, elementary school in IL was three blocks away, could see the one in MO outside BR window across a Farm Field. Easy enough to Find toys, coal in Grandma's house bunker, Clay Clods of house construction in MO, actual Tools or livestock in Central IL Great Aunt/Uncle's place, always managed to find something to do OUTSIDE as a kid.
 

John C.

Senior Member
Joined
Jun 11, 2007
Messages
13,194
Location
Northwest
Occupation
Machinery & Equipment Appraiser
I don't consider any endeavor as time wasted. It seemed to me that you obviously enjoyed most if not all of what you were doing on the truck.

As far as the wife goes, mine does the chair, TV and games on the electronics now. She just got her second knee joint replaced and is ready to do some traveling. She thought I was done when I stopped being an employee. We had a talk and I told her I wasn't going to sit in the chair and wait to die. I believe she understands that she is free to stay in the chair when I want to go somewhere or do something.
 

kshansen

Senior Member
Joined
Mar 11, 2012
Messages
11,415
Location
Central New York, USA
Occupation
Retired Mechanic in Stone Quarry
Hate ot hy-jack the thread but:
A lot of this stuff going around today. My wife has had her meds changed that she takes for epilepsy, been well controled for the 20+ years I have know her. Since the change in meds she has been in a fog much of the time. Just a couple hours ago she was upset with me as she said I was ignoring her when she talked about having breakfast!

What I recall was I aked her if she was hungery and she said "Not right now but you go ahead." Then about an hour latter she is all upset and wants to know why we can't eat, said she had asked for pancakes but I just tried to change the menu. Now I'm starting to question if I'm loosing it.
 
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