Exactly... serial employment....We had a guy just like him but he kept looking for greener pastures.
Exactly... serial employment....We had a guy just like him but he kept looking for greener pastures.
That's crazy. How can they deny the coverage? I hope your employer fights this and wins.
Might be just how the laws differ between Canada and the US, but I have never had an issue with insurance companies paying. Wife's young fella tried to put my Mustang in the river. The police held the car for 2 weeks, said they wanted to investigate. I knew the guy that owned the impound lot, he said the cops never went near it. Finally my insurance company got it released, and the adjuster wrote it off the same day. Got a cheque next day for way more than it was worth. My insurance rate stayed the same, but the young fella's went up to about $5000 for liability ins. A couple years later the passengers mother sued my insurance for mental anguish. My liability only went up to a million. I had to pay the extra $36000. I have since upped my liability to 5 million. My home insurance is about $1800.00 a year, and my auto for one vehicle is a little over $700.00 for full coverage. Now I do know instances where insurance companies have ordered people to replace their roof, because it was 25 years old, or risk being dropped. Depends on the companies too. My home owners crept up to $2400, which I thought was crazy. My broker changed companies and saved me over $1000. In Canada, insurance companies are regulated by the government, and have to apply for any major rate hikes. My old company, Aviva, had been the first to get the go ahead. She said it was only a matter of time before the rest get theirs. She also said that the policy I had with Aviva was a high end policy. My house burns, they put me in an appartment, and hand me the keys when my place is done. My new company probably won't be that easy.How many people have ever had an insurance company pay out without a fight?
My feeling at the moment is that insurance is for when you are forced to have it by some outside entity, and otherwise has to be counted totally worthless.
I suppose standard auto and homeowners' insurance are the exception sometimes, since the damage to reputation would be too great if they never paid.