Was in a Private parking lot, went to back out and came to a stop, Guy running a little disengaged ran across the BACK of my STOPPED Pickup where Had witness to that. Go to HIS adjuster for estimate, he TRIES to take photo of my rear damage from alongside the truck, had to take BY THE HAND to the BACK of the truck and take photo. He tried to write it up as I was backing THRU the yard, was standing still and as such sent a letter of Non Responsibility. So I called him told him to retract said statement or next call would be attorney, he laughed I hung up. He called back two days later asked where to send the check as MY attorney had notified him of Pending legal actions, explained could NOT Speak TO Him, he needed to contact MY Attorney and work out details. Seven days later in the Adjuster's Office I received a Check including Pain and Suffering moneys. Looked him straight on, said would have been far more reasonable had he NOT tried to cheat me. HE had to pay my Attorney Fees BTW.
It does pay to have a EVIL Little man with a Law Degree on retainer. He also did our taxes until retired.