01Time
Well-Known Member
My Caterpillar 246 is personally owned for personal use so when I bought it, my insurance agent said I didn't need any additional coverage, it would be covered under my homeowners policy.
At the time, I was more concerned about theft more than anything. But today, apparently some brush had gotten underneath the cab and I was burning brush at my place, when some hot embers got to the dry brush under the cab, catching fire. I was able to get the fire out before it burned down the whole machine. It looks like some hydraulic hoses and some wiring took the hit.
Anyone had anything similar happen to them and filed an insurance claim? Any words of advice?
Attached is a photo if anyone's curious. I was using dirt to try to smother it before my wife brought me the fire extinguisher (I had removed it a few months back because the bracket had gotten loose and I never put it back).
If there was a quick release for the canopy, there would be so much less damage. Because, getting the right sockets and employing fine motor skills during a stressful event is extremely difficult. (Yes, that's a bag of ice my wife threw in there for good measure.)
At the time, I was more concerned about theft more than anything. But today, apparently some brush had gotten underneath the cab and I was burning brush at my place, when some hot embers got to the dry brush under the cab, catching fire. I was able to get the fire out before it burned down the whole machine. It looks like some hydraulic hoses and some wiring took the hit.
Anyone had anything similar happen to them and filed an insurance claim? Any words of advice?
Attached is a photo if anyone's curious. I was using dirt to try to smother it before my wife brought me the fire extinguisher (I had removed it a few months back because the bracket had gotten loose and I never put it back).
If there was a quick release for the canopy, there would be so much less damage. Because, getting the right sockets and employing fine motor skills during a stressful event is extremely difficult. (Yes, that's a bag of ice my wife threw in there for good measure.)