The failure coverage will depend on age, hours, application and general condition of the machine. Anything can happen on any machine and generally does. There is no phrase "not supposed to happen" in any warranty manual. I usually worked with a customer more when they would describe something as an unexpected failure that wouldn't be expected within the parameters of machine operation. A hole in an engine block in a machine 500 hours past the warranty period with the dealership doing the maintenance would be an unexpected failure that would receive policy consideration. That same problem happening at 8,000 hours with the owner not being able to prove recommended maintenance was accomplished would likely receive no consideration. That machine that was 500 hours out of warranty with no maintenance records and obvious indications of problems like plugged fuel filters, plugged air filters, plugged radiator fins and obvious fluid leaks would have a hard time proving that the failure was caused from defective material or workmanship.