Orgnoi1
Member
Hey all!
I have been tossing around the idea of picking up a 1-ton dump to replace our current F250 plow truck and to allow us to pick up material for our home and a RC track we also have on our property... I feel like someones virtually fighting me on this so I need some help...
I am hearing a lot of issues with DOT inspections, Insurance, Loan applications, and personal usages... The first being that my credit union wouldnt give me a loan for something that they think is for "business only" because who in their right mind would have a dump body truck for personal use... the next thing is I need some guidance on "personal use" in NY... people are telling me I just put "Not for Hire" on the sides of the truck and that should be enough to bypass DOT bs... is that true? last but certainly not least has anyone set up a personal insurance plan on a F450/550 or has it always fallen under business applications...
Thanks all in advance... this is all new to me...
I have been tossing around the idea of picking up a 1-ton dump to replace our current F250 plow truck and to allow us to pick up material for our home and a RC track we also have on our property... I feel like someones virtually fighting me on this so I need some help...
I am hearing a lot of issues with DOT inspections, Insurance, Loan applications, and personal usages... The first being that my credit union wouldnt give me a loan for something that they think is for "business only" because who in their right mind would have a dump body truck for personal use... the next thing is I need some guidance on "personal use" in NY... people are telling me I just put "Not for Hire" on the sides of the truck and that should be enough to bypass DOT bs... is that true? last but certainly not least has anyone set up a personal insurance plan on a F450/550 or has it always fallen under business applications...
Thanks all in advance... this is all new to me...