So can I put that on and back up with it? Sounds like if I'm dumping a load and I need to back up into a grassy area, I should put it on. What is the difference between power divider lock and full lockers. Which is better?
You'll learn as you get more experience in your truck. The more situations you navigate, the more familiar you'll get with what your truck, and yourself, can and can't do.
Yes you can use it just as you described. If you're coming into a job and they say hey dump over there and you see something that looks questionable, you should flip your lock in as you're approaching the spot. You'll have a much better outcome if you're locked in and can keep momentum going, vs if you spin to a stop and then try locking in to get moving again. Just be mindful of where you're trying to get into and make sure you have a plan for getting out as well. Some situations allow you to be a little more aggressive than others, ie is there a machine there to drag you out after you dump and can't get moving?
Another note, your truck is tough but not meant to be abused. If you're trying to back up a steep hill of loose material you may find that it wants to start spinning on you, even locked in. Just be ready for this, or for a soft spot, or whatever, and be prepared to stop before something goes really wrong. If it starts hopping just stop before you break something. If you're backing in somewhere and start seeing your drives sinking out of sight, just stop. Pull back out if you can. If you can't, dump the load and get a machine to help you.